BIG TIMBER - HARLOWTON - RYEGATE 
HOME
Personal Banking
Business banking
Financial Calculators
Fraud Protection
Deposit Insurance
PRIVACY
Our Financial Information

WARNING: Sometimes unscrupulous people attempt to get personal or private financial information from our customers by claiming to be Citizens Bank or even a government agency. We urge you to be extremely careful. Please know that this Bank will NOT ask for any personal or private information over the telephone or internet. We will never ask you to send personal or confidential information via email.


Personal Banking Products and Services

Checking Accounts | Savings, CD's and IRA Accounts | Loans
Online Banking | Bill Pay | Additional Services

CHECKING

Basic Checking | Regular Checking | Senior Citizen Checking
Student Checking | Now Checking

ORDER CHECKS:  Call your branch for details about pricing,
styles and order information


No minimum balance requirements apply to this account.

Deposit limitations - You may make unlimited deposits into your account.

Maintenance Charge - A maintenance charge of $2.00 will be charged each statement cycle. This will be waived if Electronic Statements are chosen.

Additional Terms -
The following additional terms apply to this account: Check safekeeping is required (cancelled checks are not returned).

Dormant Account Fees - If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.


REGULAR CHECKING

Minimum balance to avoid service charge ‑ A service charge fee of $3.00 plus a $.20 per check fee will be imposed every statement cycle unless you maintain either a minimum daily balance of $200.00 or $2,000.00 or more in total combined Citizens Bank & Trust Co. deposits.

Deposit limitations -- You may make unlimited deposits into your account.

Dormant Account Fees - If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.


SENIOR CITIZEN CHECKING

No minimum balance requirements apply to this account.

Deposit limitations ‑ You may make unlimited deposits into your account.
Additional Terms
The following additional terms apply to this account: For persons age 60 and over.

Dormant Account Fees - If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.

 


STUDENT CHECKING

No minimum balance requirements apply to this account.

 Deposit limitations ‑ You may make unlimited deposits into your account.

Additional Terms

The following additional terms apply to this account: This account will automatically transfer to Regular Checking on customer's 22nd birthday.

Regular Checking Account ‑ A service charge fee of $3.00 plus $.20 per check fee will be imposed every statement cycle unless you maintain either a minimum daily balance of $200.00 or $2,000.00 or more in total combined Citizens Bank & Trust Co. deposits.

Dormant Account Fees - If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.


NOW CHECKING

Minimum balance to avoid a fee ‑ If your balance falls below $200.00 on any day in the statement cycle, your account will be subject to a $5.00 service charge for that statement cycle.

Deposit limitations ‑ You may make no more than 10 deposit(s) into your account each month.

Withdrawal limitations ‑ Activity is limited to 50 checks per month.

Fees and Charges ‑ The following fees and charges apply to this account: Exceeding check or deposit limits: $0.20 per item.

Dormant Account Fees - If you have made no deposits or withdrawals to the account for one year, a $5.00 per month dormant fee will be assessed.

 



   Online Privacy Policy | Calculators | Financial Information