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Personal Banking Products and Services
Checking Accounts |
Savings, CD's and IRA Accounts |
Loans Online Banking |
Bill Pay |
Additional Services
CHECKING
Basic Checking | Regular Checking
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Senior Citizen Checking
Student Checking |
Now Checking
ORDER CHECKS: Call your branch for details about
pricing, styles and order information
No minimum balance requirements apply to this account.
Deposit limitations - You may make unlimited deposits
into your account.
Maintenance Charge - A
maintenance charge of $2.00 will be charged each statement cycle. This
will be waived if Electronic Statements are chosen.
Additional
Terms - The following additional terms apply to this account: Check
safekeeping is required (cancelled checks are not returned).
Dormant Account Fees - If you have made no deposits or
withdrawals to the account for one year, a $5.00 per month dormant fee
will be assessed.
REGULAR
CHECKING
Minimum balance to avoid service
charge ‑ A service charge fee of $3.00 plus a $.20 per check fee will
be imposed every statement cycle unless you maintain either a minimum
daily balance of $200.00 or $2,000.00 or more in total combined Citizens
Bank & Trust Co. deposits.
Deposit limitations -- You may
make unlimited deposits into your account.
Dormant Account Fees - If you have made no deposits or
withdrawals to the account for one year, a $5.00 per month dormant fee
will be assessed.
SENIOR CITIZEN CHECKING
No minimum
balance requirements apply to this account.
Deposit limitations ‑ You may make unlimited
deposits into your account. Additional Terms ‑ The following
additional terms apply to this account: For persons age 60 and over.
Dormant Account Fees - If you have made no deposits or
withdrawals to the account for one year, a $5.00 per month dormant fee
will be assessed.
STUDENT
CHECKING
No minimum
balance requirements apply to this account.
Deposit limitations
‑ You may make unlimited deposits into your account.
Additional Terms ‑
The following additional terms apply to this
account: This account will automatically transfer to Regular Checking on
customer's 22nd birthday.
Regular Checking
Account ‑ A service charge fee of
$3.00 plus $.20 per check fee will be imposed every statement cycle unless
you maintain either a minimum daily balance of $200.00 or
$2,000.00 or more in total combined Citizens Bank & Trust Co. deposits.
Dormant Account Fees - If you have made no deposits or
withdrawals to the account for one year, a $5.00 per month dormant fee
will be assessed.
NOW CHECKING
Minimum balance to
avoid a fee ‑ If your balance
falls below $200.00 on any day in the statement cycle, your account will
be subject to a $5.00 service charge for that statement cycle.
Deposit limitations
‑ You may make no more than 10
deposit(s) into your account each month.
Withdrawal
limitations ‑ Activity is limited
to 50 checks per month.
Fees and Charges
‑ The following fees and charges
apply to this account: Exceeding check or deposit limits: $0.20 per item.
Dormant Account Fees - If you have made no deposits or
withdrawals to the account for one year, a $5.00 per month dormant fee
will be assessed.
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