FINANCIAL INFORMATION

We believe our bank has the financial strength to serve our community and to withstand a severe recession.  We invite you to examine the following “Statement of Condition” information and reach your own conclusion.

As of close of business on December 31, 2009:

RESOURCES
Cash and Due form Banks $11,698,000
Investment Securities $24,338,000 
Federal Funds Sold   $     750,000
Loans and Discounts $53,897,000
Premises and Fixed Assets $  1,023,000
Other assets $  4,700,000
Total Resources  $96,406,000
   
LIABILITIES & CAPITAL
Non-Interest Bearing Deposits   $16,710,000
Interest Bearing Deposits $65,768,000
Federal Funds Purchased
and Repurchase Agreements 		$  2,013,000
Other Liabilities $     998,000
Total Liabilities $85,286,000
   
Common Stock $  1,300,000
Surplus $  7,300,000
Undivided Profits $  2,317,000
Total Capital $10,917,000
Total Capital and Liabilities $96,406,000

We are a member of the Federal Reserve Bank and the Federal Deposit Insurance Corporation.  For internal auditors, we contract with the EideBailly LLP.  Their accountants visit us on a quarterly basis.  We are examined periodically by the Federal Reserve Bank and the Montana Division of Banking and Financial Institutions.

For more detailed financial information you can access the call report that we file with FDIC each quarter through the FDIC website.

Accounts with Citizens Bank and Trust Company are insured through the FDIC.  FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.  Citizens Bank and Trust Company has chosen not to participate in an addition program called the FDIC’s Transaction Account Guarantee Program. 

Home  |  About Us  | History |  Products  | Locations  | Area
Links | Calculators  | Contact Us | Online Privacy Statement
On Line Banking

Hosted by